Louisiana has 4,611,961 residents. We list 169 agencies for renters insurance in Louisiana. Here is what the local numbers say about the cover people here need.

Louisiana at a glance

169renters insurance agencies listed
32.6%of households rentRenters insurance
$216,500median home valueHome insurance
1983median year homes were builtRebuild cost calculator
8.4%of households have no carAuto insurance
12.6%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Louisiana

How many of Louisiana’s 64 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

Lightning27 of 64 counties
Very High in Calcasieu Parish, Lafayette Parish, Orleans Parish and 3 more.
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Louisiana
Hurricane24 of 64 counties
Very High in Jefferson Parish, Orleans Parish, St. Tammany Parish and 4 more.
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Louisiana
Ice storm18 of 64 counties
Very High in Caddo Parish, Bossier Parish, Webster Parish and 3 more.
Strong wind11 of 64 counties
Very High in Caddo Parish.
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Louisiana
Coastal flooding10 of 64 counties
Very High in Jefferson Parish, St. Charles Parish.
Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.
Flood insurance in every state
Tornado10 of 64 counties
Very High in East Baton Rouge Parish.
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Louisiana

Source: FEMA National Risk Index, December 2025 release.

Insurance companies Louisiana agencies work with

Of the 169 Louisiana agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Liberty Mutual76 agencies
Safeco64 agencies
Travelers63 agencies
Liberty Mutual (Safeco)61 agencies
Progressive56 agencies
WESTERN SURETY COMPANY53 agencies
The Hartford52 agencies
American Modern49 agencies
AmTrust47 agencies
Employers42 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

Renters insurance in Louisiana

All insurance agencies in Louisiana · Renters insurance in every state

Where can I find renters insurance in Louisiana?

Pick your city in the list on this page to see every agency there that offers renters insurance, or search by name or ZIP code.

What does renters insurance cover?

Covers your belongings and your liability when you rent rather than own.

Which insurance companies do Louisiana agencies work with?

Among the 169 Louisiana agencies whose appointments we hold, the companies they are most often appointed with are Liberty Mutual (76), Safeco (64), Travelers (63), Liberty Mutual (Safeco) (61), Progressive (56). An appointed agency can quote that company's policies.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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