Carencro has 11,619 residents in 4,443 households. We list 4 insurance agencies in Carencro. Here is what the local numbers say about the cover people here need.

Carencro at a glance

4insurance agencies listed
33.6%of households rentRenters insurance
$214,800median home valueHome insurance
1988median year homes were builtRebuild cost calculator
8.1%of households have no carAuto insurance
12.8%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Lafayette Parish

FEMA rates the overall natural hazard risk in Lafayette Parish, where most Carencro agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Louisiana
HurricaneVery High
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Louisiana
Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Questions

Insurance agencies in Carencro

How do I find an insurance agency in Carencro?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

Do I need flood insurance in Carencro?

FEMA's National Risk Index rates inland flooding risk in Lafayette Parish as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Carencro?

33.6% of households in Carencro rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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