Insurance agencies · Kentucky
Insurance Agencies in Lebanon, KY
Local agencies in Lebanon for home, auto, life and business insurance. Compare them and call one directly.
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Local insight
Insuring a home, car or business in Lebanon
Lebanon has 6,430 residents in 2,676 households. We list 1 insurance agencies in Lebanon. Here is what the local numbers say about the cover people here need.
Lebanon at a glance
- 1insurance agencies listed
- 43.7%of households rentRenters insurance
- $149,700median home valueHome insurance
- 1971median year homes were builtRebuild cost calculator
- 11.4%of households have no carAuto insurance
- 5.8%of homes are mobile homesMobile home insurance
Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.
Car insurance rules in Kentucky
Kentucky requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25. A combined single limit of $60,000 is accepted instead. It also requires personal injury protection ($10,000). Kentucky is a choice state: drivers choose between no-fault and traditional at-fault cover.
These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.
Auto insurance in KentuckyHow much liability cover do you need?
Source: apps.legislature.ky.gov, limits in force since 2018-01-01. Checked 2026-10-24.
Questions
Insurance agencies in Lebanon
How do I find an insurance agency in Lebanon?
Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.
Do I need flood insurance in Lebanon?
FEMA's National Risk Index rates inland flooding risk in Marion County as Relatively Low compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Do I need renters insurance in Lebanon?
43.7% of households in Lebanon rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.
How do I choose an agency?
Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.
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