Elizabethtown has 32,576 residents in 13,684 households. We list 6 insurance agencies in Elizabethtown. Here is what the local numbers say about the cover people here need.

Elizabethtown at a glance

6insurance agencies listed
50.7%of households rentRenters insurance
$245,900median home valueHome insurance
1990median year homes were builtRebuild cost calculator
12.6%of households have no carAuto insurance
3.1%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Hardin County

FEMA rates the overall natural hazard risk in Hardin County, where most Elizabethtown agencies we list are located, as Relatively Low compared with other U.S. counties. The hazards it rates highest:

Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Kentucky
Ice stormRelatively High
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Kentucky

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

What Elizabethtown agencies can write

Share of the 6 agencies listed in Elizabethtown that are appointed with at least one insurance company writing each type, or that name it on their own website.

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Elizabethtown agencies are

Elizabethtown agencies we list sit in 2 ZIP codes, mostly in Hardin County.

427015 agencies
427021 agency

Questions

Insurance agencies in Elizabethtown

How do I find an insurance agency in Elizabethtown?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

Do I need flood insurance in Elizabethtown?

FEMA's National Risk Index rates inland flooding risk in Hardin County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Elizabethtown?

50.7% of households in Elizabethtown rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Agencies near Elizabethtown

For insurance agencies

Is your Elizabethtown agency listed?

Claim your free listing to keep your details right, then add your logo, website and social profiles.

Claim your listing