Kansas City has 155,135 residents in 57,016 households. We list 6 insurance agencies in Kansas City. Here is what the local numbers say about the cover people here need.

Kansas City at a glance

6insurance agencies listed
39.1%of households rentRenters insurance
$167,400median home valueHome insurance
1961median year homes were builtRebuild cost calculator
7.3%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Wyandotte County

FEMA rates the overall natural hazard risk in Wyandotte County, where most Kansas City agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

Strong windVery High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Kansas
Winter weatherVery High
Ice stormVery High
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Kansas
HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Kansas

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

What Kansas City agencies can write

Share of the 6 agencies listed in Kansas City that are appointed with at least one insurance company writing each type, or that name it on their own website.

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Kansas City agencies are

Kansas City agencies we list sit in 5 ZIP codes, mostly in Wyandotte County.

661022 agencies
661011 agency
661031 agency
661041 agency
661121 agency

Questions

Insurance agencies in Kansas City

How do I find an insurance agency in Kansas City?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

Do I need flood insurance in Kansas City?

FEMA's National Risk Index rates inland flooding risk in Wyandotte County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Kansas City?

39.1% of households in Kansas City rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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