Commercial Auto Insurance Agencies in Kansas

Kansas at a glance

• 115commercial auto insurance agencies listed
• 32.8%of households rentRenters insurance
• $217,200median home valueHome insurance
• 1976median year homes were builtRebuild cost calculator
• 5.1%of households have no carAuto insurance
• 4%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Kansas

How many of Kansas’s 105 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

• Ice storm31 of 105 counties

  Very High in Sedgwick County, Johnson County, Shawnee County and 3 more.

• Winter weather15 of 105 counties

  Very High in Johnson County, Shawnee County, Wyandotte County and 2 more.

• Hail14 of 105 counties

  Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

  Home insurance in Kansas
• Tornado8 of 105 counties

  Very High in Sedgwick County, Johnson County.

  Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

  Home insurance in Kansas
• Strong wind8 of 105 counties

  Very High in Wyandotte County.

  Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

  Home insurance in Kansas
• Lightning6 of 105 counties

  Very High in Johnson County, Sedgwick County.

  Fire and lightning are standard covered causes of loss on home policies.

  Home insurance in Kansas

Source: FEMA National Risk Index, December 2025 release.

Car insurance rules in Kansas

Kansas requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25. It also requires personal injury protection and uninsured and underinsured motorist coverage ($25,000 per person, $50,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in KansasHow much liability cover do you need?

Source: ksrevisor.gov. Checked 2026-10-24.