Insurance agencies · Illinois

Insurance Agencies in Arlington Heights, IL

Local agencies in Arlington Heights for home, auto, life and business insurance. Compare them and call one directly.

Local insight

Insuring a home, car or business in Arlington Heights

Arlington Heights has 76,005 residents in 31,466 households. We list 22 insurance agencies in Arlington Heights. Here is what the local numbers say about the cover people here need.

Arlington Heights at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Cook County

FEMA rates the overall natural hazard risk in Cook County, where most Arlington Heights agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

  • TornadoVery High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Arlington Heights
  • Winter weatherVery High
  • Inland floodingVery High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance
  • Strong windVery High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Arlington Heights
  • LightningVery High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Arlington Heights

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Illinois

Illinois requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $20,000 of property damage liability, often written 25/50/20. It also requires uninsured motorist coverage ($25,000 per person, $50,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: idoi.illinois.gov. Checked 2026-10-24.

Insurance companies Arlington Heights agencies work with

Of the 12 Arlington Heights agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Travelers5 agencies
  2. Philadelphia Insurance4 agencies
  3. Liberty Mutual (Safeco)3 agencies
  4. Safeco3 agencies
  5. UnitedHealthcare3 agencies
  6. Aetna2 agencies
  7. Annuity carrier2 agencies
  8. Blue Cross Blue Shield2 agencies
  9. Corebridge (AIG Life)2 agencies
  10. Employers2 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

What Arlington Heights agencies can write

Share of the 22 agencies listed in Arlington Heights that are appointed with at least one insurance company writing each type, or that name it on their own website.

  1. General Liability32%
  2. Commercial Auto32%
  3. Home27%
  4. Auto27%
  5. Life23%
  6. Boat23%
  7. Motorcycle23%
  8. Workers' Compensation23%

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Arlington Heights agencies are

Arlington Heights agencies we list sit in 2 ZIP codes, mostly in Cook County.

  • 6000411 agencies
  • 6000511 agencies

Questions

Insurance agencies in Arlington Heights

How do I find an insurance agency in Arlington Heights?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Arlington Heights?

Most often general liability, commercial auto, home, auto, commercial property. Pick a type in the filters to narrow the list.

Which insurance companies do Arlington Heights agencies work with?

Among the 12 Arlington Heights agencies whose appointments we hold, the companies they are most often appointed with are Travelers (5), Philadelphia Insurance (4), Liberty Mutual (Safeco) (3), Safeco (3), UnitedHealthcare (3). An appointed agency can quote that company's policies.

Do I need flood insurance in Arlington Heights?

FEMA's National Risk Index rates inland flooding risk in Cook County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Arlington Heights?

26% of households in Arlington Heights rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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