Insurance agencies · Illinois

Insurance Agencies in Northbrook, IL

Local agencies in Northbrook for home, auto, life and business insurance. Compare them and call one directly.

Local insight

Insuring a home, car or business in Northbrook

Northbrook has 34,585 residents in 13,302 households. We list 41 insurance agencies in Northbrook. Here is what the local numbers say about the cover people here need.

Northbrook at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Cook County

FEMA rates the overall natural hazard risk in Cook County, where most Northbrook agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

  • TornadoVery High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Northbrook
  • Winter weatherVery High
  • Inland floodingVery High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance
  • Strong windVery High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Northbrook
  • LightningVery High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Northbrook

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Illinois

Illinois requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $20,000 of property damage liability, often written 25/50/20. It also requires uninsured motorist coverage ($25,000 per person, $50,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in NorthbrookHow much liability cover do you need?

Source: idoi.illinois.gov. Checked 2026-10-24.

Insurance companies Northbrook agencies work with

Of the 17 Northbrook agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. The Hartford5 agencies
  2. Chubb4 agencies
  3. National Pacific Dental,4 agencies
  4. PACIFICARE LIFE AND HEALTH INSURANCE COMPANY4 agencies
  5. UnitedHealthcare4 agencies
  6. Aetna3 agencies
  7. Blue Cross Blue Shield3 agencies
  8. Chubb (ACE)3 agencies
  9. COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY3 agencies
  10. Employers3 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

What Northbrook agencies can write

Share of the 41 agencies listed in Northbrook that are appointed with at least one insurance company writing each type, or that name it on their own website.

  1. Life27%
  2. Home20%
  3. Auto20%
  4. General Liability17%
  5. Boat17%
  6. Umbrella17%
  7. Workers' Compensation17%
  8. Renters15%

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Northbrook agencies are

Northbrook agencies we list sit in 2 ZIP codes, mostly in Cook County.

  • 6006240 agencies
  • 600651 agency

Questions

Insurance agencies in Northbrook

How do I find an insurance agency in Northbrook?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Northbrook?

Most often life, home, auto, umbrella, boat. Pick a type in the filters to narrow the list.

Which insurance companies do Northbrook agencies work with?

Among the 17 Northbrook agencies whose appointments we hold, the companies they are most often appointed with are The Hartford (5), Chubb (4), National Pacific Dental, (4), PACIFICARE LIFE AND HEALTH INSURANCE COMPANY (4), UnitedHealthcare (4). An appointed agency can quote that company's policies.

Do I need flood insurance in Northbrook?

FEMA's National Risk Index rates inland flooding risk in Cook County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Northbrook?

12.8% of households in Northbrook rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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Agencies near Northbrook

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