Insurance agencies · Colorado

Insurance Agencies in Longmont, CO

Local agencies in Longmont for home, auto, life and business insurance. Compare them and call one directly.

Local insight

Insuring a home, car or business in Longmont

Longmont has 99,406 residents in 42,155 households. We list 17 insurance agencies in Longmont. Here is what the local numbers say about the cover people here need.

Longmont at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Boulder County

FEMA rates the overall natural hazard risk in Boulder County, where most Longmont agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

  • LightningVery High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Colorado
  • HailRelatively High

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in Colorado
  • WildfireRelatively High

    Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.

    Home insurance in Colorado
  • Winter weatherRelatively High
  • TornadoRelatively High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Colorado

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

What Longmont agencies can write

Share of the 17 agencies listed in Longmont that are appointed with at least one insurance company writing each type, or that name it on their own website.

  1. Life29%
  2. Health18%
  3. General Liability12%
  4. Workers' Compensation12%
  5. Business Owners Policy (BOP)12%
  6. Home12%
  7. Auto12%
  8. Professional Liability6%

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Longmont agencies are

Longmont agencies we list sit in 3 ZIP codes, mostly in Boulder County.

  • 8050110 agencies
  • 805035 agencies
  • 805042 agencies

Questions

Insurance agencies in Longmont

How do I find an insurance agency in Longmont?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Longmont?

Most often life, health, accident & health. Pick a type in the filters to narrow the list.

Do I need flood insurance in Longmont?

FEMA's National Risk Index rates inland flooding risk in Boulder County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Longmont?

37.5% of households in Longmont rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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