Simi Valley has 125,634 residents in 44,457 households. We list 27 insurance agencies in Simi Valley. Here is what the local numbers say about the cover people here need.

Simi Valley at a glance

27insurance agencies listed
27.1%of households rentRenters insurance
$823,800median home valueHome insurance
1980median year homes were builtRebuild cost calculator
2.8%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Ventura County

FEMA rates the overall natural hazard risk in Ventura County, where most Simi Valley agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in California
WildfireRelatively High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Simi Valley
EarthquakeRelatively High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in California

California requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $15,000 of property damage liability, often written 30/60/15.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Simi Valley How much liability cover do you need?

Source: dmv.ca.gov, limits in force since 2025-01-01. Checked 2026-10-24.

Insurance companies Simi Valley agencies work with

Of the 10 Simi Valley agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Nationwide3 agencies
Annuity carrier2 agencies
BANNER LIFE INSURANCE COMPANY2 agencies
Corebridge (AIG Life)2 agencies
Fidelity & Guaranty Life Insurance Company2 agencies
John Hancock Life Insurance Company (U.S.A.)2 agencies
Life Insurance Company of the Southwest2 agencies
Medicare Advantage2 agencies
Pacific Life Insurance Company2 agencies
Pruco Life Insurance Company2 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

What Simi Valley agencies can write

Share of the 27 agencies listed in Simi Valley that are appointed with at least one insurance company writing each type, or that name it on their own website.

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Simi Valley agencies are

Simi Valley agencies we list sit in 2 ZIP codes, mostly in Ventura County.

9306516 agencies
9306311 agencies

Questions

Insurance agencies in Simi Valley

How do I find an insurance agency in Simi Valley?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Simi Valley?

Most often life, home, auto, renters, condo. Pick a type in the filters to narrow the list.

Which insurance companies do Simi Valley agencies work with?

Among the 10 Simi Valley agencies whose appointments we hold, the companies they are most often appointed with are Nationwide (3), Annuity carrier (2), BANNER LIFE INSURANCE COMPANY (2), Corebridge (AIG Life) (2), Fidelity & Guaranty Life Insurance Company (2). An appointed agency can quote that company's policies.

Do I need flood insurance in Simi Valley?

FEMA's National Risk Index rates inland flooding risk in Ventura County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Simi Valley?

27.1% of households in Simi Valley rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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