Insurance agencies · California

Insurance Agencies in Agoura Hills, CA

Local agencies in Agoura Hills for home, auto, life and business insurance. Compare them and call one directly.

Local insight

Insuring a home, car or business in Agoura Hills

Agoura Hills has 19,721 residents in 7,152 households. We list 21 insurance agencies in Agoura Hills. Here is what the local numbers say about the cover people here need.

Agoura Hills at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Los Angeles County

FEMA rates the overall natural hazard risk in Los Angeles County, where most Agoura Hills agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

  • Inland floodingVery High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance in California
  • EarthquakeVery High

    Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.

    Earthquake insurance
  • WildfireVery High

    Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.

    Home insurance in Agoura Hills
  • LightningVery High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Agoura Hills
  • TornadoRelatively High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Agoura Hills

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in California

California requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $15,000 of property damage liability, often written 30/60/15.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: dmv.ca.gov, limits in force since 2025-01-01. Checked 2026-10-24.

Insurance companies Agoura Hills agencies work with

Of the 13 Agoura Hills agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. The Hartford5 agencies
  2. AmTrust4 agencies
  3. Nationwide3 agencies
  4. Travelers3 agencies
  5. Blue Cross Blue Shield2 agencies
  6. Employers2 agencies
  7. Equitable Financial Life Insurance Company of America2 agencies
  8. Foremost2 agencies
  9. Liberty Mutual2 agencies
  10. Life Insurance Company of the Southwest2 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

What Agoura Hills agencies can write

Share of the 21 agencies listed in Agoura Hills that are appointed with at least one insurance company writing each type, or that name it on their own website.

  1. Home38%
  2. Auto38%
  3. Commercial Auto38%
  4. General Liability33%
  5. Business Owners Policy (BOP)33%
  6. Workers' Compensation33%
  7. Life33%
  8. Boat29%

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Questions

Insurance agencies in Agoura Hills

How do I find an insurance agency in Agoura Hills?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Agoura Hills?

Most often home, auto, commercial auto, general liability, workers' compensation. Pick a type in the filters to narrow the list.

Which insurance companies do Agoura Hills agencies work with?

Among the 13 Agoura Hills agencies whose appointments we hold, the companies they are most often appointed with are The Hartford (5), AmTrust (4), Nationwide (3), Travelers (3), Blue Cross Blue Shield (2). An appointed agency can quote that company's policies.

Do I need flood insurance in Agoura Hills?

FEMA's National Risk Index rates inland flooding risk in Los Angeles County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Agoura Hills?

18.2% of households in Agoura Hills rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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