Cleveland has 366,097 residents in 169,683 households. We list 12 agencies for inland marine insurance in Cleveland. Here is what the local numbers say about the cover people here need.

Cleveland at a glance

12inland marine insurance agencies listed
58.3%of households rentRenters insurance
$102,000median home valueHome insurance
1941median year homes were builtRebuild cost calculator
22%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Cuyahoga County

FEMA rates the overall natural hazard risk in Cuyahoga County, where most Cleveland agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Cleveland
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Cleveland
Winter weatherRelatively High
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Cleveland

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Cleveland agencies work with

Of the 12 Cleveland agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Travelers11 agencies
The Hartford10 agencies
Chubb9 agencies
Chubb (ACE)9 agencies
Employers9 agencies
Liberty Mutual9 agencies
Travelers (Standard Fire)8 agencies
CNA7 agencies
Liberty Mutual (Safeco)7 agencies
Nationwide (Allied)7 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Cleveland agencies are

Cleveland agencies we list sit in 7 ZIP codes, mostly in Cuyahoga County.

441133 agencies
441433 agencies
441262 agencies
441141 agency
441151 agency
441241 agency
441251 agency

Questions

Inland Marine insurance in Cleveland

All insurance agencies in Cleveland · Inland Marine insurance across Ohio

Where can I find inland marine insurance in Cleveland?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does inland marine insurance cover?

Covers goods, tools and equipment while in transit or away from your premises.

Which insurance companies do Cleveland agencies work with?

Among the 12 Cleveland agencies whose appointments we hold, the companies they are most often appointed with are Travelers (11), The Hartford (10), Chubb (9), Chubb (ACE) (9), Employers (9). An appointed agency can quote that company's policies.

Do I need flood insurance in Cleveland?

FEMA's National Risk Index rates inland flooding risk in Cuyahoga County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Inland Marine insurance near Cleveland

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