Cleveland has 366,097 residents in 169,683 households. We list 23 agencies for boat insurance in Cleveland. Here is what the local numbers say about the cover people here need.

Cleveland at a glance

23boat insurance agencies listed
58.3%of households rentRenters insurance
$102,000median home valueHome insurance
1941median year homes were builtRebuild cost calculator
22%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Cuyahoga County

FEMA rates the overall natural hazard risk in Cuyahoga County, where most Cleveland agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Cleveland
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Cleveland
Winter weatherRelatively High
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Cleveland

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Ohio

Ohio requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Cleveland How much liability cover do you need?

Source: insurance.ohio.gov. Checked 2026-10-24.

Insurance companies Cleveland agencies work with

Of the 23 Cleveland agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Travelers15 agencies
Progressive14 agencies
Liberty Mutual13 agencies
The Hartford12 agencies
Liberty Mutual (Safeco)11 agencies
Chubb10 agencies
Employers10 agencies
Safeco10 agencies
Chubb (ACE)9 agencies
Travelers (Standard Fire)9 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Cleveland agencies are

Cleveland agencies we list sit in 11 ZIP codes, mostly in Cuyahoga County.

441438 agencies
441134 agencies
441152 agencies
441262 agencies
441031 agency
441061 agency
441101 agency
441141 agency
441241 agency
441251 agency
441281 agency

Questions

Boat insurance in Cleveland

All insurance agencies in Cleveland · Boat insurance across Ohio

Where can I find boat insurance in Cleveland?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does boat insurance cover?

Covers your hull, motor, trailer and liability on the water.

Which insurance companies do Cleveland agencies work with?

Among the 23 Cleveland agencies whose appointments we hold, the companies they are most often appointed with are Travelers (15), Progressive (14), Liberty Mutual (13), The Hartford (12), Liberty Mutual (Safeco) (11). An appointed agency can quote that company's policies.

Do I need flood insurance in Cleveland?

FEMA's National Risk Index rates inland flooding risk in Cuyahoga County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Boat insurance near Cleveland

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