Maine has 1,387,817 residents. We list 8 agencies for inland marine insurance in Maine. Here is what the local numbers say about the cover people here need.

Maine at a glance

8inland marine insurance agencies listed
25.7%of households rentRenters insurance
$296,600median home valueHome insurance
1977median year homes were builtRebuild cost calculator
6.8%of households have no carAuto insurance
8.2%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Maine

How many of Maine’s 16 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

Ice storm15 of 16 counties
Very High in York County, Cumberland County, Kennebec County and 1 more.
Winter weather14 of 16 counties
Very High in Penobscot County, Aroostook County, Cumberland County and 2 more.
Lightning5 of 16 counties
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Maine
Coastal flooding1 of 16 counties
Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.
Flood insurance in every state

Source: FEMA National Risk Index, December 2025 release.

Car insurance rules in Maine

Maine requires drivers to carry at least $50,000 of bodily injury liability per person, $100,000 per accident and $25,000 of property damage liability, often written 50/100/25. It also requires medical payments coverage ($2,000) and uninsured and underinsured motorist coverage ($50,000 per person, $100,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Maine How much liability cover do you need?

Source: legislature.maine.gov. Checked 2026-10-24.

Questions

Inland Marine insurance in Maine

All insurance agencies in Maine · Inland Marine insurance in every state

Where can I find inland marine insurance in Maine?

Pick your city in the list on this page to see every agency there that offers inland marine insurance, or search by name or ZIP code.

What does inland marine insurance cover?

Covers goods, tools and equipment while in transit or away from your premises.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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