Commercial Auto insurance · Maine

Commercial Auto Insurance Agencies in Maine

Covers vehicles used for business, which personal auto policies exclude.

Local insight

Commercial Auto insurance in Maine: what to know

Maine has 1,387,817 residents. We list 14 agencies for commercial auto insurance in Maine. Here is what the local numbers say about the cover people here need.

Maine at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Maine

How many of Maine’s 16 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

  • Ice storm15 of 16 counties

    Very High in York County, Cumberland County, Kennebec County and 1 more.

  • Winter weather14 of 16 counties

    Very High in Penobscot County, Aroostook County, Cumberland County and 2 more.

  • Lightning5 of 16 counties

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Maine
  • Coastal flooding1 of 16 counties

    Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.

    Flood insurance in every state

Source: FEMA National Risk Index, December 2025 release.

Car insurance rules in Maine

Maine requires drivers to carry at least $50,000 of bodily injury liability per person, $100,000 per accident and $25,000 of property damage liability, often written 50/100/25. It also requires medical payments coverage ($2,000) and uninsured and underinsured motorist coverage ($50,000 per person, $100,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: legislature.maine.gov. Checked 2026-10-24.

Insurance companies Maine agencies work with

Of the 14 Maine agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Travelers12 agencies
  2. Travelers (Standard Fire)7 agencies
  3. Liberty Mutual6 agencies
  4. Liberty Mutual (Safeco)6 agencies
  5. Safeco6 agencies
  6. American Modern5 agencies
  7. Philadelphia Insurance5 agencies
  8. Progressive5 agencies
  9. The Hartford5 agencies
  10. Chubb4 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where can I find commercial auto insurance in Maine?

Pick your city in the list on this page to see every agency there that offers commercial auto insurance, or search by name or ZIP code.

What does commercial auto insurance cover?

Covers vehicles used for business, which personal auto policies exclude.

Which insurance companies do Maine agencies work with?

Among the 14 Maine agencies whose appointments we hold, the companies they are most often appointed with are Travelers (12), Travelers (Standard Fire) (7), Liberty Mutual (6), Liberty Mutual (Safeco) (6), Safeco (6). An appointed agency can quote that company's policies.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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