Seminole has 7,184 residents in 2,601 households. We list 5 agencies for home insurance in Seminole. Here is what the local numbers say about the cover people here need.

Seminole at a glance

5home insurance agencies listed
25.8%of households rentRenters insurance
$177,000median home valueHome insurance
1979median year homes were builtRebuild cost calculator
8%of households have no carAuto insurance
14.3%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Gaines County

FEMA rates the overall natural hazard risk in Gaines County, where most Seminole agencies we list are located, as Relatively Low compared with other U.S. counties. The hazards it rates highest:

HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Seminole

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Questions

Home insurance in Seminole

All insurance agencies in Seminole · Home insurance across Texas

Where can I find home insurance in Seminole?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does home insurance cover?

Covers your building, your contents and your liability as a homeowner.

Do I need flood insurance in Seminole?

FEMA's National Risk Index rates inland flooding risk in Gaines County as Very Low compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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