Muleshoe has 5,667 residents in 1,785 households. We list 3 agencies for home insurance in Muleshoe. Here is what the local numbers say about the cover people here need.

Muleshoe at a glance

3home insurance agencies listed
20.2%of households rentRenters insurance
$98,600median home valueHome insurance
1968median year homes were builtRebuild cost calculator
12.3%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Bailey County

FEMA rates the overall natural hazard risk in Bailey County, where most Muleshoe agencies we list are located, as Very Low compared with other U.S. counties. The hazards it rates highest:

HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Muleshoe

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Questions

Home insurance in Muleshoe

All insurance agencies in Muleshoe · Home insurance across Texas

Where can I find home insurance in Muleshoe?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does home insurance cover?

Covers your building, your contents and your liability as a homeowner.

Do I need flood insurance in Muleshoe?

FEMA's National Risk Index rates inland flooding risk in Bailey County as Very Low compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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