Bedford has 49,085 residents in 20,658 households. We list 13 agencies for home insurance in Bedford. Here is what the local numbers say about the cover people here need.

Bedford at a glance

13home insurance agencies listed
49.4%of households rentRenters insurance
$350,700median home valueHome insurance
1983median year homes were builtRebuild cost calculator
3.8%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Tarrant County

FEMA rates the overall natural hazard risk in Tarrant County, where most Bedford agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Bedford
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Bedford
Ice stormVery High
Winter weatherVery High
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Texas

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Bedford agencies work with

Of the 13 Bedford agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Progressive7 agencies
American Modern6 agencies
Home State6 agencies
Infinity6 agencies
National General6 agencies
Foremost5 agencies
Homeowners of America5 agencies
Liberty Mutual5 agencies
Porch5 agencies
GEICO4 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Bedford agencies are

Bedford agencies we list sit in 2 ZIP codes, mostly in Tarrant County.

760219 agencies
760224 agencies

Questions

Home insurance in Bedford

All insurance agencies in Bedford · Home insurance across Texas

Where can I find home insurance in Bedford?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does home insurance cover?

Covers your building, your contents and your liability as a homeowner.

Which insurance companies do Bedford agencies work with?

Among the 13 Bedford agencies whose appointments we hold, the companies they are most often appointed with are Progressive (7), American Modern (6), Home State (6), Infinity (6), National General (6). An appointed agency can quote that company's policies.

Do I need flood insurance in Bedford?

FEMA's National Risk Index rates inland flooding risk in Tarrant County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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