Bedford has 49,085 residents in 20,658 households. We list 10 agencies for business owners policy (bop) insurance in Bedford. Here is what the local numbers say about the cover people here need.

Bedford at a glance

10business owners policy (bop) insurance agencies listed
49.4%of households rentRenters insurance
$350,700median home valueHome insurance
1983median year homes were builtRebuild cost calculator
3.8%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Tarrant County

FEMA rates the overall natural hazard risk in Tarrant County, where most Bedford agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Bedford
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Bedford
Ice stormVery High
Winter weatherVery High
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Texas

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Bedford How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Bedford agencies work with

Of the 10 Bedford agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

American Modern5 agencies
Infinity5 agencies
Liberty Mutual5 agencies
National General5 agencies
Progressive5 agencies
AmTrust4 agencies
Home State4 agencies
Liberty Mutual (Safeco)4 agencies
Philadelphia Insurance4 agencies
Safeco4 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Bedford agencies are

Bedford agencies we list sit in 2 ZIP codes, mostly in Tarrant County.

760218 agencies
760222 agencies

Questions

Business Owners Policy (BOP) insurance in Bedford

All insurance agencies in Bedford · Business Owners Policy (BOP) insurance across Texas

Where can I find business owners policy (bop) insurance in Bedford?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does business owners policy (bop) insurance cover?

Bundles property, liability and business interruption for smaller firms.

Which insurance companies do Bedford agencies work with?

Among the 10 Bedford agencies whose appointments we hold, the companies they are most often appointed with are American Modern (5), Infinity (5), Liberty Mutual (5), National General (5), Progressive (5). An appointed agency can quote that company's policies.

Do I need flood insurance in Bedford?

FEMA's National Risk Index rates inland flooding risk in Tarrant County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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