Kings County has 2,631,580 residents in 1,009,927 households. We list 39 agencies for home insurance in Brooklyn. Here is what the local numbers say about the cover people here need.

Brooklyn at a glance

39home insurance agencies listed
70.5%of households rentRenters insurance
$905,000median home valueHome insurance
1944median year homes were builtRebuild cost calculator
56.4%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, for Kings County (the Census does not publish Brooklyn as a separate place). Agency count: our listings.

Natural hazard risk in Kings County

FEMA rates the overall natural hazard risk in Kings County, where most Brooklyn agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Winter weatherVery High
Strong windVery High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Brooklyn
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in New York
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Brooklyn
EarthquakeRelatively High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in New York

New York requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $10,000 of property damage liability, often written 25/50/10. It also requires personal injury protection ($50,000) and uninsured motorist coverage ($25,000 per person, $50,000 per accident). New York is a no-fault state: your own personal injury protection (PIP) pays your medical bills after a crash, whoever caused it.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Brooklyn How much liability cover do you need?

Source: dfs.ny.gov. Checked 2026-10-24.

Insurance companies Brooklyn agencies work with

Of the 39 Brooklyn agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

AmTrust17 agencies
Travelers15 agencies
The Hartford12 agencies
American Modern11 agencies
Progressive11 agencies
Travelers (Standard Fire)11 agencies
Chubb8 agencies
Liberty Mutual8 agencies
Nationwide7 agencies
Philadelphia Insurance6 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Brooklyn agencies are

Brooklyn agencies we list sit in 18 ZIP codes, mostly in Kings County.

112044 agencies
112114 agencies
112234 agencies
112293 agencies
112343 agencies
112012 agencies
112142 agencies
112192 agencies
112202 agencies
112302 agencies
112322 agencies
112352 agencies
112492 agencies
112101 agency
112131 agency
112221 agency
112251 agency
112311 agency

Questions

Home insurance in Brooklyn

All insurance agencies in Brooklyn · Home insurance across New York

Where can I find home insurance in Brooklyn?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does home insurance cover?

Covers your building, your contents and your liability as a homeowner.

Which insurance companies do Brooklyn agencies work with?

Among the 39 Brooklyn agencies whose appointments we hold, the companies they are most often appointed with are AmTrust (17), Travelers (15), The Hartford (12), American Modern (11), Progressive (11). An appointed agency can quote that company's policies.

Do I need flood insurance in Brooklyn?

FEMA's National Risk Index rates inland flooding risk in Kings County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Home insurance near Brooklyn

For insurance agencies

Is your Brooklyn agency listed?

Claim your free listing to keep your details right, then add your logo, website and social profiles.

Claim your listing