Farm Insurance Agencies in Brooklyn, NY

Brooklyn at a glance

• 5farm insurance agencies listed
• 70.5%of households rentRenters insurance
• $905,000median home valueHome insurance
• 1944median year homes were builtRebuild cost calculator
• 56.4%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, for Kings County (the Census does not publish Brooklyn as a separate place). Agency count: our listings.

Natural hazard risk in Kings County

FEMA rates the overall natural hazard risk in Kings County, where most Brooklyn agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

• Winter weatherVery High
• Strong windVery High

  Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

  Home insurance in Brooklyn
• Inland floodingVery High

  Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

  Flood insurance in New York
• LightningVery High

  Fire and lightning are standard covered causes of loss on home policies.

  Home insurance in Brooklyn
• EarthquakeRelatively High

  Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.

  Earthquake insurance

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in New York

New York requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $10,000 of property damage liability, often written 25/50/10. It also requires personal injury protection ($50,000) and uninsured motorist coverage ($25,000 per person, $50,000 per accident). New York is a no-fault state: your own personal injury protection (PIP) pays your medical bills after a crash, whoever caused it.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in BrooklynHow much liability cover do you need?

Source: dfs.ny.gov. Checked 2026-10-24.

Where Brooklyn agencies are

Brooklyn agencies we list sit in 5 ZIP codes, mostly in Kings County.

• 112101 agency
• 112131 agency
• 112321 agency
• 112341 agency
• 112491 agency