Benton has 2,548 residents in 952 households. We list 3 agencies for home insurance in Benton. Here is what the local numbers say about the cover people here need.

Benton at a glance

3home insurance agencies listed
37%of households rentRenters insurance
$201,000median home valueHome insurance
1981median year homes were builtRebuild cost calculator
11.6%of households have no carAuto insurance
11.8%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Bossier Parish

FEMA rates the overall natural hazard risk in Bossier Parish, where most Benton agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

Ice stormVery High
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Benton
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Benton

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Louisiana

Louisiana requires drivers to carry at least $15,000 of bodily injury liability per person, $30,000 per accident and $25,000 of property damage liability, often written 15/30/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Louisiana How much liability cover do you need?

Source: ldi.la.gov. Checked 2026-10-24.

Questions

Home insurance in Benton

All insurance agencies in Benton · Home insurance across Louisiana

Where can I find home insurance in Benton?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does home insurance cover?

Covers your building, your contents and your liability as a homeowner.

Do I need flood insurance in Benton?

FEMA's National Risk Index rates inland flooding risk in Bossier Parish as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Home insurance near Benton

For insurance agencies

Is your Benton agency listed?

Claim your free listing to keep your details right, then add your logo, website and social profiles.

Claim your listing