Topeka has 125,786 residents in 54,837 households. We list 4 agencies for home insurance in Topeka. Here is what the local numbers say about the cover people here need.

Topeka at a glance

4home insurance agencies listed
41%of households rentRenters insurance
$144,200median home valueHome insurance
1967median year homes were builtRebuild cost calculator
9.3%of households have no carAuto insurance
3.5%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Shawnee County

FEMA rates the overall natural hazard risk in Shawnee County, where most Topeka agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

Winter weatherVery High
Ice stormVery High
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Topeka
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Topeka

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Where Topeka agencies are

Topeka agencies we list sit in 3 ZIP codes, mostly in Shawnee County.

666122 agencies
666041 agency
666091 agency

Questions

Home insurance in Topeka

All insurance agencies in Topeka · Home insurance across Kansas

Where can I find home insurance in Topeka?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does home insurance cover?

Covers your building, your contents and your liability as a homeowner.

Do I need flood insurance in Topeka?

FEMA's National Risk Index rates inland flooding risk in Shawnee County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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