Business Owners Policy (BOP) Insurance Agencies in Topeka, KS

Topeka at a glance

• 4business owners policy (bop) insurance agencies listed
• 41%of households rentRenters insurance
• $144,200median home valueHome insurance
• 1967median year homes were builtRebuild cost calculator
• 9.3%of households have no carAuto insurance
• 3.5%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Shawnee County

FEMA rates the overall natural hazard risk in Shawnee County, where most Topeka agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

• Winter weatherVery High
• Ice stormVery High
• TornadoRelatively High

  Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

  Home insurance in Topeka
• LightningRelatively High

  Fire and lightning are standard covered causes of loss on home policies.

  Home insurance in Topeka

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Kansas

Kansas requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25. It also requires personal injury protection and uninsured and underinsured motorist coverage ($25,000 per person, $50,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in TopekaHow much liability cover do you need?

Source: ksrevisor.gov. Checked 2026-10-24.

Where Topeka agencies are

Topeka agencies we list sit in 3 ZIP codes, mostly in Shawnee County.

• 666122 agencies
• 666041 agency
• 666091 agency