Health Insurance Agencies in Boston, MA

Boston at a glance

• 7health insurance agencies listed
• 64.3%of households rentRenters insurance
• $731,700median home valueHome insurance
• 1947median year homes were builtRebuild cost calculator
• 33.3%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Suffolk County

FEMA rates the overall natural hazard risk in Suffolk County, where most Boston agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

• LightningVery High

  Fire and lightning are standard covered causes of loss on home policies.

  Home insurance in Boston
• Inland floodingRelatively High

  Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

  Flood insurance
• HurricaneRelatively High

  Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.

  Home insurance in Boston
• Coastal floodingRelatively High

  Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.

  Flood insurance

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Massachusetts

Massachusetts requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $30,000 of property damage liability, often written 25/50/30. It also requires personal injury protection ($8,000) and uninsured motorist coverage ($25,000 per person, $50,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in BostonHow much liability cover do you need?

Source: mass.gov, limits in force since 2025-07-01. Checked 2026-10-24.

Where Boston agencies are

Boston agencies we list sit in 4 ZIP codes, mostly in Suffolk County.

• 021104 agencies
• 021081 agency
• 021091 agency
• 021161 agency