Boston has 666,442 residents in 283,374 households. We list 17 agencies for boat insurance in Boston. Here is what the local numbers say about the cover people here need.

Boston at a glance

17boat insurance agencies listed
64.3%of households rentRenters insurance
$731,700median home valueHome insurance
1947median year homes were builtRebuild cost calculator
33.3%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Suffolk County

FEMA rates the overall natural hazard risk in Suffolk County, where most Boston agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Boston
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
HurricaneRelatively High
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Boston
Coastal floodingRelatively High
Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.
Flood insurance

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Boston agencies work with

Of the 17 Boston agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Travelers15 agencies
Chubb12 agencies
Chubb (ACE)11 agencies
Liberty Mutual9 agencies
The Hartford9 agencies
Liberty Mutual (Safeco)8 agencies
Travelers (Standard Fire)8 agencies
CNA7 agencies
Employers7 agencies
Progressive7 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Boston agencies are

Boston agencies we list sit in 7 ZIP codes, mostly in Suffolk County.

021107 agencies
021163 agencies
021092 agencies
021142 agencies
021111 agency
022051 agency
022101 agency

Questions

Boat insurance in Boston

All insurance agencies in Boston · Boat insurance across Massachusetts

Where can I find boat insurance in Boston?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does boat insurance cover?

Covers your hull, motor, trailer and liability on the water.

Which insurance companies do Boston agencies work with?

Among the 17 Boston agencies whose appointments we hold, the companies they are most often appointed with are Travelers (15), Chubb (12), Chubb (ACE) (11), Liberty Mutual (9), The Hartford (9). An appointed agency can quote that company's policies.

Do I need flood insurance in Boston?

FEMA's National Risk Index rates inland flooding risk in Suffolk County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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Boat insurance near Boston

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