Health insurance · Georgia

Health Insurance Agencies in Atlanta, GA

Individual and family medical cover outside an employer plan.

Local insight

Health insurance in Atlanta: what to know

Atlanta has 505,268 residents in 236,468 households. We list 50 agencies for health insurance in Atlanta. Here is what the local numbers say about the cover people here need.

Atlanta at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Fulton County

FEMA rates the overall natural hazard risk in Fulton County, where most Atlanta agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

  • LightningVery High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Atlanta
  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance
  • TornadoRelatively High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Atlanta
  • HailRelatively High

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in Atlanta
  • Strong windRelatively High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Atlanta

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Georgia

Georgia requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: oci.georgia.gov. Checked 2026-10-24.

Insurance companies Atlanta agencies work with

Of the 50 Atlanta agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Aetna32 agencies
  2. UnitedHealthcare30 agencies
  3. Humana23 agencies
  4. The Hartford20 agencies
  5. National Pacific Dental,18 agencies
  6. Blue Cross Blue Shield17 agencies
  7. Nationwide16 agencies
  8. PACIFICARE LIFE AND HEALTH INSURANCE COMPANY16 agencies
  9. Centene15 agencies
  10. Mutual life carrier15 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Atlanta agencies are

Atlanta agencies we list sit in 20 ZIP codes, mostly in Fulton County.

  • 3033920 agencies
  • 303055 agencies
  • 303183 agencies
  • 303062 agencies
  • 303082 agencies
  • 303152 agencies
  • 303282 agencies
  • 303422 agencies
  • 303091 agency
  • 303101 agency
  • 303161 agency
  • 303191 agency
  • 303241 agency
  • 303291 agency
  • 303331 agency
  • 303371 agency
  • 303451 agency
  • 303461 agency
  • 303501 agency
  • 303551 agency
Where can I find health insurance in Atlanta?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does health insurance cover?

Individual and family medical cover outside an employer plan.

Which insurance companies do Atlanta agencies work with?

Among the 50 Atlanta agencies whose appointments we hold, the companies they are most often appointed with are Aetna (32), UnitedHealthcare (30), Humana (23), The Hartford (20), National Pacific Dental, (18). An appointed agency can quote that company's policies.

Do I need flood insurance in Atlanta?

FEMA's National Risk Index rates inland flooding risk in Fulton County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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