Atlanta has 505,268 residents in 236,468 households. We list 18 agencies for disability income insurance in Atlanta. Here is what the local numbers say about the cover people here need.

Atlanta at a glance

18disability income insurance agencies listed
53.6%of households rentRenters insurance
$439,600median home valueHome insurance
1989median year homes were builtRebuild cost calculator
14.2%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Fulton County

FEMA rates the overall natural hazard risk in Fulton County, where most Atlanta agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Atlanta
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Atlanta
HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Atlanta
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Atlanta

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Georgia

Georgia requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Atlanta How much liability cover do you need?

Source: oci.georgia.gov. Checked 2026-10-24.

Insurance companies Atlanta agencies work with

Of the 18 Atlanta agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Mutual life carrier15 agencies
PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY13 agencies
Unum13 agencies
Metropolitan Life Insurance Company12 agencies
Principal12 agencies
Nationwide11 agencies
The Hartford11 agencies
Aetna9 agencies
Humana9 agencies
National Pacific Dental,9 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Atlanta agencies are

Atlanta agencies we list sit in 7 ZIP codes, mostly in Fulton County.

303399 agencies
303264 agencies
303061 agency
303081 agency
303181 agency
303281 agency
303501 agency

Questions

Disability Income insurance in Atlanta

All insurance agencies in Atlanta · Disability Income insurance across Georgia

Where can I find disability income insurance in Atlanta?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does disability income insurance cover?

Replaces part of your income if illness or injury stops you working.

Which insurance companies do Atlanta agencies work with?

Among the 18 Atlanta agencies whose appointments we hold, the companies they are most often appointed with are Mutual life carrier (15), PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY (13), Unum (13), Metropolitan Life Insurance Company (12), Principal (12). An appointed agency can quote that company's policies.

Do I need flood insurance in Atlanta?

FEMA's National Risk Index rates inland flooding risk in Fulton County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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