Flood Insurance Agencies in Houston, TX

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

Flood damage is excluded from home policies and needs its own cover.

Among the 44 Houston agencies whose appointments we hold, the companies they are most often appointed with are Wright Flood (44), Progressive (37), Foremost (32), Liberty Mutual (31), The Hartford (31). An appointed agency can quote that company's policies.

FEMA's National Risk Index rates inland flooding risk in Harris County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.