Houston has 2,328,253 residents in 930,404 households. We list 14 agencies for employment practices liability insurance in Houston. Here is what the local numbers say about the cover people here need.

Houston at a glance

14employment practices liability insurance agencies listed
57.9%of households rentRenters insurance
$277,800median home valueHome insurance
1982median year homes were builtRebuild cost calculator
10.1%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Harris County

FEMA rates the overall natural hazard risk in Harris County, where most Houston agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

HurricaneVery High
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Houston
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Houston
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Houston
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Houston
Ice stormVery High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Houston How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Houston agencies work with

Of the 14 Houston agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

USLI14 agencies
Markel11 agencies
Progressive11 agencies
American Modern10 agencies
Foremost10 agencies
Liberty Mutual10 agencies
National General10 agencies
Corebridge (AIG Life)9 agencies
Homeowners of America9 agencies
Nationwide9 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Houston agencies are

Houston agencies we list sit in 13 ZIP codes, mostly in Harris County.

770242 agencies
770071 agency
770181 agency
770271 agency
770361 agency
770421 agency
770561 agency
770651 agency
770961 agency
772181 agency
772421 agency
772701 agency
772921 agency

Questions

Employment Practices Liability insurance in Houston

All insurance agencies in Houston · Employment Practices Liability insurance across Texas

Where can I find employment practices liability insurance in Houston?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does employment practices liability insurance cover?

Covers claims of discrimination, harassment and wrongful termination.

Which insurance companies do Houston agencies work with?

Among the 14 Houston agencies whose appointments we hold, the companies they are most often appointed with are USLI (14), Markel (11), Progressive (11), American Modern (10), Foremost (10). An appointed agency can quote that company's policies.

Do I need flood insurance in Houston?

FEMA's National Risk Index rates inland flooding risk in Harris County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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Employment Practices Liability insurance near Houston

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