Houston has 2,328,253 residents in 930,404 households. We list 206 agencies for farm insurance in Houston. Here is what the local numbers say about the cover people here need.

Houston at a glance

206farm insurance agencies listed
57.9%of households rentRenters insurance
$277,800median home valueHome insurance
1982median year homes were builtRebuild cost calculator
10.1%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Harris County

FEMA rates the overall natural hazard risk in Harris County, where most Houston agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

HurricaneVery High
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Houston
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Houston
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Houston
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Houston
Ice stormVery High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Houston How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Houston agencies work with

Of the 206 Houston agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Agricultural Workers Mutual Auto Insurance Company194 agencies
Progressive161 agencies
Incline143 agencies
GEICO134 agencies
Infinity126 agencies
Homeowners of America119 agencies
Home State116 agencies
Foremost103 agencies
Old American103 agencies
Porch103 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Houston agencies are

Houston agencies we list sit in 86 ZIP codes, mostly in Harris County.

7703615 agencies
7708410 agencies
770568 agencies
770837 agencies
770246 agencies
770726 agencies
770796 agencies
770745 agencies
770765 agencies
770815 agencies
770094 agencies
770424 agencies
770604 agencies
770924 agencies
770954 agencies
770984 agencies
770083 agencies
770573 agencies
770583 agencies
770633 agencies
770673 agencies
770703 agencies
770803 agencies
770823 agencies

Questions

Farm insurance in Houston

All insurance agencies in Houston · Farm insurance across Texas

Where can I find farm insurance in Houston?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does farm insurance cover?

Combines home, outbuildings, livestock, equipment and farm liability.

Which insurance companies do Houston agencies work with?

Among the 206 Houston agencies whose appointments we hold, the companies they are most often appointed with are Agricultural Workers Mutual Auto Insurance Company (194), Progressive (161), Incline (143), GEICO (134), Infinity (126). An appointed agency can quote that company's policies.

Do I need flood insurance in Houston?

FEMA's National Risk Index rates inland flooding risk in Harris County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Farm insurance near Houston

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