Denton has 152,866 residents in 56,664 households. We list 10 agencies for directors & officers insurance in Denton. Here is what the local numbers say about the cover people here need.

Denton at a glance

10directors & officers insurance agencies listed
50%of households rentRenters insurance
$348,200median home valueHome insurance
1997median year homes were builtRebuild cost calculator
5.4%of households have no carAuto insurance
3.7%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Denton County

FEMA rates the overall natural hazard risk in Denton County, where most Denton agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Denton
HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Denton
Ice stormVery High
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Denton
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Denton

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Denton How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Denton agencies work with

Of the 10 Denton agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

American Modern7 agencies
Chubb (ACE)7 agencies
Employers7 agencies
Progressive7 agencies
AmTrust6 agencies
Liberty Mutual6 agencies
Nationwide6 agencies
Philadelphia Insurance6 agencies
The Hartford6 agencies
Travelers6 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Denton agencies are

Denton agencies we list sit in 5 ZIP codes, mostly in Denton County.

762013 agencies
762023 agencies
762052 agencies
762081 agency
762091 agency

Questions

Directors & Officers insurance in Denton

All insurance agencies in Denton · Directors & Officers insurance across Texas

Where can I find directors & officers insurance in Denton?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does directors & officers insurance cover?

Protects the personal assets of directors against claims over their decisions.

Which insurance companies do Denton agencies work with?

Among the 10 Denton agencies whose appointments we hold, the companies they are most often appointed with are American Modern (7), Chubb (ACE) (7), Employers (7), Progressive (7), AmTrust (6). An appointed agency can quote that company's policies.

Do I need flood insurance in Denton?

FEMA's National Risk Index rates inland flooding risk in Denton County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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