Condo insurance · Texas

Condo Insurance Agencies in Denton, TX

Fills the gap between your condo association master policy and your own unit.

Local insight

Condo insurance in Denton: what to know

Denton has 152,866 residents in 56,664 households. We list 23 agencies for condo insurance in Denton. Here is what the local numbers say about the cover people here need.

Denton at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Denton County

FEMA rates the overall natural hazard risk in Denton County, where most Denton agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

  • TornadoVery High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Denton
  • HailVery High

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in Denton
  • Ice stormVery High
  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance in Denton
  • Strong windRelatively High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Denton

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Denton agencies work with

Of the 23 Denton agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Liberty Mutual11 agencies
  2. Foremost10 agencies
  3. Liberty Mutual (Safeco)10 agencies
  4. Progressive10 agencies
  5. Safeco10 agencies
  6. The Hartford10 agencies
  7. Travelers10 agencies
  8. American Modern9 agencies
  9. GEICO9 agencies
  10. Travelers (Standard Fire)9 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Denton agencies are

Denton agencies we list sit in 7 ZIP codes, mostly in Denton County.

  • 762058 agencies
  • 762015 agencies
  • 762104 agencies
  • 762022 agencies
  • 762082 agencies
  • 762071 agency
  • 762091 agency
Where can I find condo insurance in Denton?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does condo insurance cover?

Fills the gap between your condo association master policy and your own unit.

Which insurance companies do Denton agencies work with?

Among the 23 Denton agencies whose appointments we hold, the companies they are most often appointed with are Liberty Mutual (11), Foremost (10), Liberty Mutual (Safeco) (10), Progressive (10), Safeco (10). An appointed agency can quote that company's policies.

Do I need flood insurance in Denton?

FEMA's National Risk Index rates inland flooding risk in Denton County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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