San Antonio has 1,479,835 residents in 554,581 households. We list 21 agencies for contractors' equipment insurance in San Antonio. Here is what the local numbers say about the cover people here need.

San Antonio at a glance

21contractors' equipment insurance agencies listed
47.8%of households rentRenters insurance
$235,700median home valueHome insurance
1985median year homes were builtRebuild cost calculator
7.7%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Bexar County

FEMA rates the overall natural hazard risk in Bexar County, where most San Antonio agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in San Antonio
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in San Antonio
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in San Antonio
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in San Antonio
Winter weatherRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in San Antonio How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies San Antonio agencies work with

Of the 21 San Antonio agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Great American21 agencies
Employers18 agencies
The Hartford18 agencies
Chubb17 agencies
Chubb (ACE)17 agencies
Mercury17 agencies
Philadelphia Insurance17 agencies
Travelers17 agencies
Travelers (Standard Fire)17 agencies
Liberty Mutual16 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where San Antonio agencies are

San Antonio agencies we list sit in 13 ZIP codes, mostly in Bexar County.

782165 agencies
782584 agencies
782092 agencies
782051 agency
782131 agency
782151 agency
782171 agency
782301 agency
782321 agency
782401 agency
782561 agency
782791 agency
782881 agency

Questions

Contractors' Equipment insurance in San Antonio

All insurance agencies in San Antonio · Contractors' Equipment insurance across Texas

Where can I find contractors' equipment insurance in San Antonio?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does contractors' equipment insurance cover?

Covers plant and tools on site, in transit and in storage.

Which insurance companies do San Antonio agencies work with?

Among the 21 San Antonio agencies whose appointments we hold, the companies they are most often appointed with are Great American (21), Employers (18), The Hartford (18), Chubb (17), Chubb (ACE) (17). An appointed agency can quote that company's policies.

Do I need flood insurance in San Antonio?

FEMA's National Risk Index rates inland flooding risk in Bexar County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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