San Antonio has 1,479,835 residents in 554,581 households. We list 322 agencies for boat insurance in San Antonio. Here is what the local numbers say about the cover people here need.

San Antonio at a glance

322boat insurance agencies listed
47.8%of households rentRenters insurance
$235,700median home valueHome insurance
1985median year homes were builtRebuild cost calculator
7.7%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Bexar County

FEMA rates the overall natural hazard risk in Bexar County, where most San Antonio agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in San Antonio
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in San Antonio
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in San Antonio
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in San Antonio
Winter weatherRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in San Antonio How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies San Antonio agencies work with

Of the 322 San Antonio agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Progressive166 agencies
GEICO155 agencies
Foremost134 agencies
Liberty Mutual104 agencies
Liberty Mutual (Safeco)102 agencies
Incline96 agencies
Safeco95 agencies
Home State94 agencies
Old American85 agencies
Agricultural Workers Mutual Auto Insurance Company83 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where San Antonio agencies are

San Antonio agencies we list sit in 52 ZIP codes, mostly in Bexar County.

7825826 agencies
7821624 agencies
7823022 agencies
7820916 agencies
7822915 agencies
7825115 agencies
7821313 agencies
7821710 agencies
782489 agencies
782579 agencies
782328 agencies
782548 agencies
782608 agencies
782217 agencies
782287 agencies
782317 agencies
782477 agencies
782497 agencies
782597 agencies
782386 agencies
782396 agencies
782245 agencies
782335 agencies
782405 agencies

Questions

Boat insurance in San Antonio

All insurance agencies in San Antonio · Boat insurance across Texas

Where can I find boat insurance in San Antonio?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does boat insurance cover?

Covers your hull, motor, trailer and liability on the water.

Which insurance companies do San Antonio agencies work with?

Among the 322 San Antonio agencies whose appointments we hold, the companies they are most often appointed with are Progressive (166), GEICO (155), Foremost (134), Liberty Mutual (104), Liberty Mutual (Safeco) (102). An appointed agency can quote that company's policies.

Do I need flood insurance in San Antonio?

FEMA's National Risk Index rates inland flooding risk in Bexar County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

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