Knoxville has 195,185 residents in 86,263 households. We list 17 agencies for boat insurance in Knoxville. Here is what the local numbers say about the cover people here need.

Knoxville at a glance

17boat insurance agencies listed
53.4%of households rentRenters insurance
$239,700median home valueHome insurance
1974median year homes were builtRebuild cost calculator
9.1%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Knox County

FEMA rates the overall natural hazard risk in Knox County, where most Knoxville agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Knoxville
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Knoxville
Winter weatherRelatively High
Ice stormRelatively High
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Knoxville

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Tennessee

Tennessee requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Knoxville How much liability cover do you need?

Source: tn.gov. Checked 2026-10-24.

Insurance companies Knoxville agencies work with

Of the 17 Knoxville agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Travelers10 agencies
Liberty Mutual (Safeco)8 agencies
Safeco8 agencies
Liberty Mutual7 agencies
American Modern6 agencies
Nationwide6 agencies
Nationwide (Allied)6 agencies
Nationwide (Colonial)6 agencies
Progressive6 agencies
Employers5 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Knoxville agencies are

Knoxville agencies we list sit in 8 ZIP codes, mostly in Knox County.

379196 agencies
379225 agencies
379021 agency
379171 agency
379181 agency
379211 agency
379311 agency
379391 agency

Questions

Boat insurance in Knoxville

All insurance agencies in Knoxville · Boat insurance across Tennessee

Where can I find boat insurance in Knoxville?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does boat insurance cover?

Covers your hull, motor, trailer and liability on the water.

Which insurance companies do Knoxville agencies work with?

Among the 17 Knoxville agencies whose appointments we hold, the companies they are most often appointed with are Travelers (10), Liberty Mutual (Safeco) (8), Safeco (8), Liberty Mutual (7), American Modern (6). An appointed agency can quote that company's policies.

Do I need flood insurance in Knoxville?

FEMA's National Risk Index rates inland flooding risk in Knox County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Boat insurance near Knoxville

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