Workers' Compensation insurance · New Jersey

Workers' Compensation Insurance Agencies in New Jersey

Pays medical costs and lost wages when an employee is hurt at work.

Local insight

Workers' Compensation insurance in New Jersey: what to know

New Jersey has 9,343,809 residents. We list 207 agencies for workers' compensation insurance in New Jersey. Here is what the local numbers say about the cover people here need.

New Jersey at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across New Jersey

How many of New Jersey’s 21 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

  • Strong wind21 of 21 counties

    Very High in Monmouth County, Ocean County, Middlesex County and 9 more.

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in New Jersey
  • Winter weather17 of 21 counties

    Very High in Middlesex County, Camden County, Ocean County and 10 more.

  • Inland flooding13 of 21 counties

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance in every state
  • Lightning13 of 21 counties

    Very High in Monmouth County, Ocean County, Passaic County and 1 more.

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in New Jersey
  • Ice storm11 of 21 counties

    Very High in Middlesex County, Burlington County, Mercer County and 2 more.

  • Coastal flooding10 of 21 counties

    Very High in Bergen County, Cape May County, Ocean County and 3 more.

    Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.

    Flood insurance in every state

Source: FEMA National Risk Index, December 2025 release.

Insurance companies New Jersey agencies work with

Of the 207 New Jersey agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Travelers126 agencies
  2. The Hartford100 agencies
  3. AmTrust76 agencies
  4. Liberty Mutual75 agencies
  5. Chubb68 agencies
  6. Travelers (Standard Fire)67 agencies
  7. Chubb (ACE)54 agencies
  8. Nationwide52 agencies
  9. Employers47 agencies
  10. Nationwide (Allied)46 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

Workers' Compensation insurance in New Jersey

All insurance agencies in New Jersey · Workers' Compensation insurance in every state

Where can I find workers' compensation insurance in New Jersey?

Pick your city in the list on this page to see every agency there that offers workers' compensation insurance, or search by name or ZIP code.

What does workers' compensation insurance cover?

Pays medical costs and lost wages when an employee is hurt at work.

Which insurance companies do New Jersey agencies work with?

Among the 207 New Jersey agencies whose appointments we hold, the companies they are most often appointed with are Travelers (126), The Hartford (100), AmTrust (76), Liberty Mutual (75), Chubb (68). An appointed agency can quote that company's policies.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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