Torrance has 142,130 residents in 54,869 households. We list 13 agencies for workers' compensation insurance in Torrance. Here is what the local numbers say about the cover people here need.

Torrance at a glance

13workers' compensation insurance agencies listed
45%of households rentRenters insurance
$1,074,700median home valueHome insurance
1964median year homes were builtRebuild cost calculator
4.9%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Los Angeles County

FEMA rates the overall natural hazard risk in Los Angeles County, where most Torrance agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in California
EarthquakeVery High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
WildfireVery High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Torrance
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Torrance
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Torrance

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Torrance agencies work with

Of the 13 Torrance agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Travelers9 agencies
The Hartford8 agencies
Blue Cross Blue Shield7 agencies
Liberty Mutual6 agencies
Dearborn Life Insurance Company5 agencies
Employers5 agencies
Liberty Mutual (Safeco)5 agencies
Mutual life carrier5 agencies
Aetna4 agencies
Chubb4 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Torrance agencies are

Torrance agencies we list sit in 4 ZIP codes, mostly in Los Angeles County.

905015 agencies
905034 agencies
905042 agencies
905052 agencies

Questions

Workers' Compensation insurance in Torrance

All insurance agencies in Torrance · Workers' Compensation insurance across California

Where can I find workers' compensation insurance in Torrance?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does workers' compensation insurance cover?

Pays medical costs and lost wages when an employee is hurt at work.

Which insurance companies do Torrance agencies work with?

Among the 13 Torrance agencies whose appointments we hold, the companies they are most often appointed with are Travelers (9), The Hartford (8), Blue Cross Blue Shield (7), Liberty Mutual (6), Dearborn Life Insurance Company (5). An appointed agency can quote that company's policies.

Do I need flood insurance in Torrance?

FEMA's National Risk Index rates inland flooding risk in Los Angeles County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Workers' Compensation insurance near Torrance

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