San Jose has 990,138 residents in 328,550 households. We list 10 agencies for workers' compensation insurance in San Jose. Here is what the local numbers say about the cover people here need.

San Jose at a glance

10workers' compensation insurance agencies listed
44.2%of households rentRenters insurance
$1,233,200median home valueHome insurance
1976median year homes were builtRebuild cost calculator
6.1%of households have no carAuto insurance
3.4%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Santa Clara County

FEMA rates the overall natural hazard risk in Santa Clara County, where most San Jose agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

EarthquakeVery High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in California
Coastal floodingRelatively High
Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.
Flood insurance in California

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies San Jose agencies work with

Of the 10 San Jose agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Chubb5 agencies
The Hartford5 agencies
Travelers5 agencies
Nationwide4 agencies
Nationwide (Allied)4 agencies
Nationwide (Colonial)4 agencies
AmTrust3 agencies
CNA3 agencies
Employers3 agencies
Liberty Mutual3 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where San Jose agencies are

San Jose agencies we list sit in 10 ZIP codes, mostly in Santa Clara County.

951101 agency
951131 agency
951181 agency
951191 agency
951201 agency
951221 agency
951251 agency
951261 agency
951311 agency
951501 agency

Questions

Workers' Compensation insurance in San Jose

All insurance agencies in San Jose · Workers' Compensation insurance across California

Where can I find workers' compensation insurance in San Jose?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does workers' compensation insurance cover?

Pays medical costs and lost wages when an employee is hurt at work.

Which insurance companies do San Jose agencies work with?

Among the 10 San Jose agencies whose appointments we hold, the companies they are most often appointed with are Chubb (5), The Hartford (5), Travelers (5), Nationwide (4), Nationwide (Allied) (4). An appointed agency can quote that company's policies.

Do I need flood insurance in San Jose?

FEMA's National Risk Index rates inland flooding risk in Santa Clara County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Workers' Compensation insurance near San Jose

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