Pikesville has 33,524 residents in 13,824 households. We list 3 agencies for valuable items insurance in Pikesville. Here is what the local numbers say about the cover people here need.

Pikesville at a glance

3valuable items insurance agencies listed
32.8%of households rentRenters insurance
$434,500median home valueHome insurance
1975median year homes were builtRebuild cost calculator
9.9%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Baltimore City

FEMA rates the overall natural hazard risk in Baltimore City, where most Pikesville agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Winter weatherVery High
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Pikesville
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Pikesville
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Pikesville

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Maryland

Maryland requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $15,000 of property damage liability, often written 30/60/15. It also requires personal injury protection ($2,500) and uninsured motorist coverage ($30,000 per person, $60,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Pikesville How much liability cover do you need?

Source: mgaleg.maryland.gov. Checked 2026-10-24.

Questions

Valuable Items insurance in Pikesville

All insurance agencies in Pikesville · Valuable Items insurance across Maryland

Where can I find valuable items insurance in Pikesville?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does valuable items insurance cover?

Scheduled cover for jewellery, art and collections above standard contents limits.

Do I need flood insurance in Pikesville?

FEMA's National Risk Index rates inland flooding risk in Baltimore City as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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