Virginia Beach has 456,349 residents in 179,851 households. We list 10 agencies for umbrella insurance in Virginia Beach. Here is what the local numbers say about the cover people here need.

Virginia Beach at a glance

10umbrella insurance agencies listed
34.9%of households rentRenters insurance
$382,500median home valueHome insurance
1984median year homes were builtRebuild cost calculator
4.6%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Car insurance rules in Virginia

Virginia requires drivers to carry at least $50,000 of bodily injury liability per person, $100,000 per accident and $25,000 of property damage liability, often written 50/100/25. It also requires uninsured and underinsured motorist coverage ($50,000 per person, $100,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Virginia Beach How much liability cover do you need?

Source: law.lis.virginia.gov, limits in force since 2025-01-01. Checked 2026-10-24.

Insurance companies Virginia Beach agencies work with

Of the 10 Virginia Beach agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Liberty Mutual7 agencies
Travelers7 agencies
American Modern6 agencies
Nationwide6 agencies
Travelers (Standard Fire)5 agencies
Progressive4 agencies
Liberty Mutual (Safeco)3 agencies
Nationwide (Allied)3 agencies
Nationwide (Colonial)3 agencies
Safeco3 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Virginia Beach agencies are

Virginia Beach agencies we list sit in 5 ZIP codes.

234523 agencies
234623 agencies
234542 agencies
234551 agency
234561 agency

Questions

Umbrella insurance in Virginia Beach

All insurance agencies in Virginia Beach · Umbrella insurance across Virginia

Where can I find umbrella insurance in Virginia Beach?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does umbrella insurance cover?

Extra liability limits that sit above your home and auto policies.

Which insurance companies do Virginia Beach agencies work with?

Among the 10 Virginia Beach agencies whose appointments we hold, the companies they are most often appointed with are Liberty Mutual (7), Travelers (7), American Modern (6), Nationwide (6), Travelers (Standard Fire) (5). An appointed agency can quote that company's policies.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Umbrella insurance near Virginia Beach

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