Umbrella Insurance Agencies in Palestine, TX

Palestine at a glance

• 4umbrella insurance agencies listed
• 45.2%of households rentRenters insurance
• $166,000median home valueHome insurance
• 1976median year homes were builtRebuild cost calculator
• 9.2%of households have no carAuto insurance
• 7%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Anderson County

FEMA rates the overall natural hazard risk in Anderson County, where most Palestine agencies we list are located, as Relatively Low compared with other U.S. counties. The hazards it rates highest:

• TornadoRelatively High

  Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

  Home insurance in Palestine
• Strong windRelatively High

  Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

  Home insurance in Palestine
• Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in PalestineHow much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Where Palestine agencies are

Palestine agencies we list sit in 3 ZIP codes, mostly in Anderson County.

• 758022 agencies
• 758011 agency
• 758031 agency