Boerne has 20,518 residents in 7,548 households. We list 18 agencies for umbrella insurance in Boerne. Here is what the local numbers say about the cover people here need.

Boerne at a glance

18umbrella insurance agencies listed
35.5%of households rentRenters insurance
$457,900median home valueHome insurance
2006median year homes were builtRebuild cost calculator
5.8%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Boerne How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Boerne agencies work with

Of the 18 Boerne agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

GEICO13 agencies
Foremost11 agencies
Progressive10 agencies
Liberty Mutual9 agencies
American Modern8 agencies
Liberty Mutual (Safeco)8 agencies
Nationwide8 agencies
Nationwide (Allied)8 agencies
Safeco8 agencies
The Hartford8 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Boerne agencies are

Boerne agencies we list sit in 2 ZIP codes, mostly in Kendall County.

7800613 agencies
780155 agencies

Questions

Umbrella insurance in Boerne

All insurance agencies in Boerne · Umbrella insurance across Texas

Where can I find umbrella insurance in Boerne?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does umbrella insurance cover?

Extra liability limits that sit above your home and auto policies.

Which insurance companies do Boerne agencies work with?

Among the 18 Boerne agencies whose appointments we hold, the companies they are most often appointed with are GEICO (13), Foremost (11), Progressive (10), Liberty Mutual (9), American Modern (8). An appointed agency can quote that company's policies.

Do I need flood insurance in Boerne?

FEMA's National Risk Index rates inland flooding risk in Kendall County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Umbrella insurance near Boerne

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