Allen has 110,265 residents in 37,243 households. We list 23 agencies for umbrella insurance in Allen. Here is what the local numbers say about the cover people here need.

Allen at a glance

23umbrella insurance agencies listed
30.6%of households rentRenters insurance
$464,100median home valueHome insurance
2003median year homes were builtRebuild cost calculator
3.2%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Collin County

FEMA rates the overall natural hazard risk in Collin County, where most Allen agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Allen
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Allen
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Texas
Ice stormRelatively High
Winter weatherRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Allen agencies work with

Of the 23 Allen agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

GEICO12 agencies
Foremost11 agencies
Progressive10 agencies
Homeowners of America9 agencies
Liberty Mutual9 agencies
Liberty Mutual (Safeco)9 agencies
National General8 agencies
Safeco8 agencies
Home State7 agencies
Porch7 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Allen agencies are

Allen agencies we list sit in 2 ZIP codes, mostly in Collin County.

7501317 agencies
750026 agencies

Questions

Umbrella insurance in Allen

All insurance agencies in Allen · Umbrella insurance across Texas

Where can I find umbrella insurance in Allen?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does umbrella insurance cover?

Extra liability limits that sit above your home and auto policies.

Which insurance companies do Allen agencies work with?

Among the 23 Allen agencies whose appointments we hold, the companies they are most often appointed with are GEICO (12), Foremost (11), Progressive (10), Homeowners of America (9), Liberty Mutual (9). An appointed agency can quote that company's policies.

Do I need flood insurance in Allen?

FEMA's National Risk Index rates inland flooding risk in Collin County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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