Umbrella Insurance Agencies in Hattiesburg, MS

Hattiesburg at a glance

• 3umbrella insurance agencies listed
• 62.8%of households rentRenters insurance
• $165,900median home valueHome insurance
• 1981median year homes were builtRebuild cost calculator
• 9%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Forrest County

FEMA rates the overall natural hazard risk in Forrest County, where most Hattiesburg agencies we list are located, as Relatively Low compared with other U.S. counties. The hazards it rates highest:

• TornadoRelatively High

  Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

  Home insurance in Hattiesburg
• Strong windRelatively High

  Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

  Home insurance in Hattiesburg
• LightningRelatively High

  Fire and lightning are standard covered causes of loss on home policies.

  Home insurance in Hattiesburg

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Mississippi

Mississippi requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in HattiesburgHow much liability cover do you need?

Source: mid.ms.gov, limits in force since 2006-01-01. Checked 2026-10-24.

Where Hattiesburg agencies are

Hattiesburg agencies we list sit in 3 ZIP codes, mostly in Forrest County.

• 394011 agency
• 394021 agency
• 394041 agency