Bloomington has 80,049 residents in 34,514 households. We list 3 agencies for umbrella insurance in Bloomington. Here is what the local numbers say about the cover people here need.

Bloomington at a glance

3umbrella insurance agencies listed
65.3%of households rentRenters insurance
$321,400median home valueHome insurance
1985median year homes were builtRebuild cost calculator
12.2%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Monroe County

FEMA rates the overall natural hazard risk in Monroe County, where most Bloomington agencies we list are located, as Relatively Low compared with other U.S. counties. The hazards it rates highest:

Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Bloomington
Winter weatherRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Where Bloomington agencies are

Bloomington agencies we list sit in 2 ZIP codes, mostly in Monroe County.

474042 agencies
474031 agency

Questions

Umbrella insurance in Bloomington

All insurance agencies in Bloomington · Umbrella insurance across Indiana

Where can I find umbrella insurance in Bloomington?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does umbrella insurance cover?

Extra liability limits that sit above your home and auto policies.

Do I need flood insurance in Bloomington?

FEMA's National Risk Index rates inland flooding risk in Monroe County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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