Grand Junction has 68,142 residents in 29,935 households. We list 5 agencies for umbrella insurance in Grand Junction. Here is what the local numbers say about the cover people here need.

Grand Junction at a glance

5umbrella insurance agencies listed
36.5%of households rentRenters insurance
$389,800median home valueHome insurance
1988median year homes were builtRebuild cost calculator
8.4%of households have no carAuto insurance
5%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Mesa County

FEMA rates the overall natural hazard risk in Mesa County, where most Grand Junction agencies we list are located, as Relatively Low compared with other U.S. counties. The hazards it rates highest:

LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Grand Junction

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Where Grand Junction agencies are

Grand Junction agencies we list sit in 2 ZIP codes, mostly in Mesa County.

815063 agencies
815012 agencies

Questions

Umbrella insurance in Grand Junction

All insurance agencies in Grand Junction · Umbrella insurance across Colorado

Where can I find umbrella insurance in Grand Junction?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does umbrella insurance cover?

Extra liability limits that sit above your home and auto policies.

Do I need flood insurance in Grand Junction?

FEMA's National Risk Index rates inland flooding risk in Mesa County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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