Waco has 143,570 residents in 53,906 households. We list 20 agencies for special event insurance in Waco. Here is what the local numbers say about the cover people here need.

Waco at a glance

20special event insurance agencies listed
50.6%of households rentRenters insurance
$221,700median home valueHome insurance
1979median year homes were builtRebuild cost calculator
6.8%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in McLennan County

FEMA rates the overall natural hazard risk in McLennan County, where most Waco agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Waco
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Waco

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Waco agencies work with

Of the 20 Waco agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Foremost19 agencies
Progressive12 agencies
Home State10 agencies
Liberty Mutual (Safeco)9 agencies
Safeco9 agencies
American Modern8 agencies
Incline8 agencies
Liberty Mutual8 agencies
WESTERN SURETY COMPANY8 agencies
National General7 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Waco agencies are

Waco agencies we list sit in 8 ZIP codes, mostly in McLennan County.

767027 agencies
767105 agencies
767032 agencies
767082 agencies
767011 agency
767061 agency
767141 agency
767151 agency

Questions

Special Event insurance in Waco

All insurance agencies in Waco · Special Event insurance across Texas

Where can I find special event insurance in Waco?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does special event insurance cover?

Short-term liability and cancellation cover for a one-off event.

Which insurance companies do Waco agencies work with?

Among the 20 Waco agencies whose appointments we hold, the companies they are most often appointed with are Foremost (19), Progressive (12), Home State (10), Liberty Mutual (Safeco) (9), Safeco (9). An appointed agency can quote that company's policies.

Do I need flood insurance in Waco?

FEMA's National Risk Index rates inland flooding risk in McLennan County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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