The Colony has 45,454 residents in 18,591 households. We list 14 agencies for special event insurance in The Colony. Here is what the local numbers say about the cover people here need.

The Colony at a glance

14special event insurance agencies listed
40.2%of households rentRenters insurance
$383,900median home valueHome insurance
2001median year homes were builtRebuild cost calculator
3.6%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Denton County

FEMA rates the overall natural hazard risk in Denton County, where most The Colony agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in The Colony
HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in The Colony
Ice stormVery High
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Texas
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in The Colony

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in The Colony How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies The Colony agencies work with

Of the 14 The Colony agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Foremost13 agencies
Homeowners of America7 agencies
GEICO6 agencies
Home State6 agencies
Liberty Mutual6 agencies
Liberty Mutual (Safeco)6 agencies
Porch6 agencies
Progressive6 agencies
Safeco6 agencies
American Modern5 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

Special Event insurance in The Colony

All insurance agencies in The Colony · Special Event insurance across Texas

Where can I find special event insurance in The Colony?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does special event insurance cover?

Short-term liability and cancellation cover for a one-off event.

Which insurance companies do The Colony agencies work with?

Among the 14 The Colony agencies whose appointments we hold, the companies they are most often appointed with are Foremost (13), Homeowners of America (7), GEICO (6), Home State (6), Liberty Mutual (6). An appointed agency can quote that company's policies.

Do I need flood insurance in The Colony?

FEMA's National Risk Index rates inland flooding risk in Denton County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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