Phoenix has 1,642,323 residents in 610,442 households. We list 12 agencies for special event insurance in Phoenix. Here is what the local numbers say about the cover people here need.

Phoenix at a glance

12special event insurance agencies listed
42.7%of households rentRenters insurance
$420,700median home valueHome insurance
1985median year homes were builtRebuild cost calculator
6.6%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Maricopa County

FEMA rates the overall natural hazard risk in Maricopa County, where most Phoenix agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Phoenix
Strong windVery High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Phoenix
WildfireRelatively High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Phoenix
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Phoenix

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Arizona

Arizona requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $15,000 of property damage liability, often written 25/50/15.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Phoenix How much liability cover do you need?

Source: azleg.gov, limits in force since 2020-07-01. Checked 2026-10-24.

Insurance companies Phoenix agencies work with

Of the 12 Phoenix agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Liberty Mutual8 agencies
Liberty Mutual (Safeco)8 agencies
Markel8 agencies
Safeco8 agencies
Travelers8 agencies
Foremost7 agencies
Travelers (Standard Fire)7 agencies
The Hartford6 agencies
AmTrust5 agencies
Employers5 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Phoenix agencies are

Phoenix agencies we list sit in 7 ZIP codes, mostly in Maricopa County.

850853 agencies
850863 agencies
850182 agencies
850041 agency
850281 agency
850451 agency
850541 agency

Questions

Special Event insurance in Phoenix

All insurance agencies in Phoenix · Special Event insurance across Arizona

Where can I find special event insurance in Phoenix?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does special event insurance cover?

Short-term liability and cancellation cover for a one-off event.

Which insurance companies do Phoenix agencies work with?

Among the 12 Phoenix agencies whose appointments we hold, the companies they are most often appointed with are Liberty Mutual (8), Liberty Mutual (Safeco) (8), Markel (8), Safeco (8), Travelers (8). An appointed agency can quote that company's policies.

Do I need flood insurance in Phoenix?

FEMA's National Risk Index rates inland flooding risk in Maricopa County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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